If you’re like most families, your personal home is your largest investment and one you want to protect! That’s why it’s so important to customize your homeowner’s insurance plan to meet your specific needs.  Not all homeowner’s insurance policies are created equal, but we can help you navigate through their differences.

Owning and driving a vehicle represents many things to many people – freedom and independence, functionality, personal expression, and risk.  That’s why it’s important to understand all your auto insurance coverage options.  We are skilled at explaining each coverage in simple terms, with real claims examples.  When you are empowered in the driver’s seat, you can feel confident about your auto insurance purchasing decisions with coverage that protects you, your lifestyle, and budget.

You’ve worked hard and built up a sizeable net worth.  You’ve got hard assets to protect like your homes, automobiles, and recreational vehicles.  Maybe you’re a collector of art, or jewelry, or wine.  Your insurance needs are unique, and we understand that.  Not all insurance policies are the same!  We can share with you how policy contracts are different and have a variety of interesting claims stories which highlight contract distinctions.  We’d love to chat with you about it.

You have assets to protect and sometimes the liability limits on your auto, home, recreational vehicle, or boat insurance just aren’t enough to properly protect you.  One of the best kept secrets and most economical insurance is a personal umbrella.  We offer limits from an additional $1,000,000 to $50,000,000.  How much coverage do you need?  This is a great conversation and one we’d like to explore with you.

Much like a residential home, your personal condominium is a large investment and one that you want to properly insure.  Condo insurance is different than homeowner’s insurance in that the building itself is generally insured on a master building policy which covers the condo association buildings.  Typically, a personal condo policy will cover the interior building features, finish work, and of course, your belongings.

In the Pacific Northwest we love to spend time on the Puget Sound or one of the many beautiful lakes our region has to offer.  Whether you prefer cruising on your yacht, fishing or waterskiing from your boat, or playing hard on your personal watercraft, you have stories to tell….and so do we.  We’d love to help you create insurance solutions that work best for your unique situation and one that offers the right protection for you.

If you don’t own a home and are renting instead, there are good reasons to purchase a renters insurance policy even if you don’t think your belongings are worth much.  We’d love to speak with you about how cost-effective renters insurance can be and how the added personal liability coverage can really protect you, your assets, and future earnings.

Recreational vehicles areas varied as the individuals who own them!  Whether you live in, camp in, or use your trailer to haul horses, we can help create the right insurance coverage for your needs.  We’d love to hear about the places you’ve been and the unique features of your recreational vehicle!

Do you own residential property that you rent to others?  This would include single family homes, multi family housing, and vacation rentals.  You’ve got a lot more at risk when someone else is living or staying on your properties.  We’d love to discuss your unique situation and help find good insurance solutions for those risks.

Be sure and ask us about these coverages!  We’ve experienced all of these types of losses in our area and unless you specifically purchase this coverage, you aren’t covered!  It can be a BIG deal after a loss.  How is your property unique?  Is your home built at the top of a slope or below one?  Are you in a flood zone?  We are definitely in earthquake territory.  Let’s talk about it!